English Translation

115al Terms and conditions of the Kreditanstalt der Deutschen, SIRICI9CE: registered cooperative with limited liability. - Ted lotinntidore 1. The current alliances of our business friends will generally assume no liability. We do not find any obligations, orders made in the balbjährige, and gwar with 30 June and 81. Degembers of each year, or gum Verkausbon securities, which serve as a guarantee for future transactions d dae a a or as a guarantor for other reasons for a customer, for the purpose of making the transaction at its discretion, including bor Ablaus, not even if the customer has previously given the guarantee in other forms of the respective accounting period, the ludicrous mea sures. and the immediate extension of our existing receivables nebt current usance business friends in the depot Aftien in the Generalberfammlungen from We are authorized to demand the voting rights on the basis of the bins, probisions and additional fees moderated or adjusted with us for our Gé. obne special cancellation u. If the depositor has not determined otherwise in the event of an enrollment. Objections against our nechnungsausschlossen und Depotaufstellungen 3. At disposal of current deposits and current invoices our must be within one case(Pretusib)Frist bon giel weeks, against our fonsti Vorschristen masgaben; for Augenrachtlafsung of these and Mizbranch we are charged with billings and fair deals carried out by us within a case (prefiufib period bon three days. Meflamations, which are not responsible. If we consider it necessary for the non-balancing of our regulations to affect the implementation of bon-börfenzubeiträgungen, must immediately upon receipt submit an application, we shall not be liable for any claims, such as are due from the absence of exportations of such contracts, on the day on which the relevant price notes are first issued and the resulting damage and outlays. to the Wobusi of the client send, telegraphisc addressed to us The issued cash and valuables will be charged to us and become. Nac Ablaus these deadlines apply to our financial statements, mechanizations and the insurance company, with which we at each time in connection at the risk of the client are brought to dispatch as recommanded and found to be correct and approved in the case of advertisements, so that further ginvendungen can no longer be examined. If the consignment is exported in a different way The bank retains the Mecht bor, which is to be corrected subsequently, then the external and precise order is required. We are entitled to charge our customers in the current account except for the expenses incurred in the case of collateralised value shipments, such as Stenpel etc., to bins and brobisons as well as Porti, Depefchenspesen, stamp, telephone charges and all other expenses arising from the business relationship. & 4. The bill of exchange is always made via the current invoice. Interests and probistons shall be charged, unless otherwise provided to us, in the absence of acceptance or in the lack of payment, or shall be subject to the replenishment of one of the subordinates, calculated on the basis of the repositories normally carried out by the banks. If a person becomes a deteriorating person, we are entitled, according to the chosen position of the booking items, to the practice of the banks. 2. We are dedicated to the management of the securities placed with us, which either charge the bill of exchange, including possible bins, proxitions and costs to our customer on current account or, regardless of the largest Sorgal, without however accepting an obligation. It is therefore necessary. In particular, we reject the responsibility for the obligation to exercise due time in court. For tragedies on us consequences that arise from the fact that in the case of legal proceedings, exchanges etc. and for us payable woes, the dedication at least one day of the customer does not have to pay attention to the recognition itself. We retain bor, which for our business friends incoming values lie before maturity. We are entitled, but not obliged, to change residences with us, either with us or with one of our branches, if necessary also with another domestic bank, foreign Werie also with our bank connection to this fine special agreements. We are not obliged to do so, we are not allowed to protest. Every change has to be stamped in a manner that is not stamped. Inadequacy or even change, etc. We do not charge for any possible damage, sals of In the securities transaction, at the redeeming of bon coupons, invoices bon All due to lack of stamping or incorrect exposition of the We us was overlooked that the amortization fabren was initiated. incurred expenses fall, without fatigue from whether we are the Febler konsta. At the Guischrift and the calculation bon change, schedks, instructions, do not have above, gu loads of the customer. domestic and foreign coupons, foreign notes, as well as berlossen and not We find entitled, but not obliged, the changes deposited with us, berloste Gsfeften we reserve against the submitter the regreß in the case d da da a d d bor, that such at the concerned Zablstellen do not present at presentation with that of the customer gur payment gu, at Michtzablung to let protest the value go in or after infusion bon the relevant cash registers from any at ae u a aa sane a ma to a cause or also the confiscation of the concerned value due to foreign transactions occurs. The same applies to directing. If we receive from customers the order for the ginholung of the algeptes, we are liable so domestic veri papers, in case they are according to the usages of the relevant stock exchange we are not neither for the correctness of the signature, nor for the legitimization of those delivery bear. Persons who have to sign the change. We are happy to receive the orders for the purchase of top-selling bonds The collection of bonds which do not correspond either to the required securities, bills of exchange, valuations and other values by financial statements, as well as those transactions which can be carried out or carried out with third parties at a non-bank place or by compensations, we are looking at the risk of the submitter and take over a transaction itself as a buyer bw. Bir, however, are entitled, in word for the timely presentation and overfilled, or overburdened, pro- all these fills the usancemäfiae Courtage and Stener, if our own testing; such changes are not to be regarded as received until the probiston is credited. The transfer of orders on d d d aa customer bon has received us the agreement in cash. d d t a m g guidance takes place from the premises of our commissaries. In the event that several börfenplases are eligible for the execution of d d d of a contract, we shall be in a position to request that a piece of goods already carried out in the case of debt collection documents be returned to us. We shall, if we so wish, provide information on the order and the balance sheet, but we shall reject any claim. Sale of bond securities and In all cases where a replenishment or a debt collection on the basis of bond Urs is carried out temporarily. customers on request, we take over fine damage basing, in case approach To ensure the freighted cash amount remains in our custody. In case of incao changes with the note at no cost bw. "without protest filed veri papers are only handled separately by the exchequer, the relevant note is not to be inserted mur in the accompanying letter, but rather and kept. In the Megel, they are assigned to our own holdings by means of a stamp or by other means, as can be seen, without having to look at special numbers at the Lehten Giro, but it is always free for the customers to do so, otherwise we will assume liability for the omission of the protest. Five. If the bonds are to carry out orders taken over to us in places, to all securities including current and future interest and profit, to which we do not have branches, we shall be entitled to have these orders paid in units, in particular anch collection papers, bills of exchange and schedules, as well as all by third parties carried out and shall have the right to transfer any other assets which, in the lause of the business banker or for other reasons, bear us to the burden of all faults. for reporting the customer in our indirect or indirect Besiy or 6. Each registration holder is pledged, both his own, as aud, which otherwise enter into our power of disposal, without being a fervently foreign own Unterschrist of any signer entitled to the liquidation of our property, as well as to give all the credit of the customer from any and to suggest any alterations. e- Account of our institution serve as a pledge of thumb for all existing persons who have been assigned to us by the registration holder as persons entitled to sign and are entitled to suc cess of any kind that we are entitled against this customer. If fine other agreements have been concluded, all deposits remaining with us in the depository are entitled, in the name of the same, and for the mechanization of the account inbare of causation and causations orders, to correct money and money value, and to acknowledge, fura, pacify up to a certain amount of our claim including interest. Spefen and all dearly about the Mechhnung and the depot of the proxy. The other from the transfer or by acknowledgment of our demand for payment instruments, sic biermit commits in the borin, to recognize all such claims out of court and court cases without abortive judicial decrees of the signatory as such and to make proceedings valid. 7. Should our institution be liable for force majeure, war or civil servants We are entitled, as Bsand issued securities, to continue to pledge to you, without streirs being required, threstical or ill-intentional, as a result of force mafia, war, or civil servant. For this time it is exempt from the fulfilment of its obligations and is liable separately or the like, gellen as parts of the agreement, All the negations of the business friends, i.e. also existing conti for thus resulting damage. 8. In the case of the demise of the mechanization inbaber, baw. One of several, even if this is not agreed upon by another, which is co-inbabern from one account, and also in the case of the death of a person who, through the account, had the existing balance and deposit of the Committe for the right of incorporation or co-payment on other accounts, or who has a life-long nub of the same business friend in our favour to be held liable for any claims arising from an invoice, may be liable by a non-response institution. However, we reserve the power to allow individual balances of each dam, if the account in the Ordinance of 15 September 19i5, RGM., to be bound or filed independently. No. 278 (concerning the hereditary covenants), bw. in the order of execution bom The issuer is transferred to our account, the necessary 2nd Degember 1915, MGB. Nr. 337, the conditions set out and not carried out in the course of the specified period, we are entitled, however, to place cover in his account with us unreservedly. Should the deed be issued in the funder the excreptant authorization of the court responsible. biergu to be obliged, according to Urt. 3it H.-G., Ordinance of the magistrate 9. The place of fulfilment for both parts is the place of performance of the Mechnung issuing riums of 28 October 1865, RGBl. Nr. 110. and according to Gefes bom 1 April branches. In disputes which are not exclusively subject to the Arbitration Act 1875, RGBr. No. 67, the securities and decency values available to us, both parts are subordinated to the meaning of § 104 J.N. The competent authority of the courts of the Sibes of the establishment without any judicial interference on a domestic or foreign stock exchange. In this case, it is agreed, either by an oath of sensai or by a free hand, that all from this reciprocal transaction shall be bought over. the claims, whatever their nature, are to be fulfilled in any case, and We turn to the proceeds for the reduction of our demand and expenses. durc the cleaning of the place of performance within the meaning of the 8 88 of the same Act The same applies to the redemption purchases and empty purchases. In any case, the customer with all his assets remains responsible for the rest of our claim 10. We are also entitled to secure the accuracy of the claims assigned to us. The relevant provisions of the Prague Stock Exchange and, ga d d d daa d D d d in so far as the goods are on foreign stock exchanges, the provisions of business friends, of the dealing stock exchange, according to which the transactions were concluded. 11. Our institution is a payment. and any other obligations which have been removed from us, "until the cancellation or termination of a certain period of time, as soon as it expires the execution of the same orders in its offices at the end of the month in which they were issued to us and during official hours. 5. Only the owner and the special person who has been authorized by a legal authority from a Jrrtum bon diefem or bon shall be informed of the receipt of orders by telephonic or telegraphic means which have been sent to us by the recipient. 13. Non-referred letter messages shall be deemed to be delivered if they are available to customers and carry.