English Translation

-11- § 18 Estimators. Estimating buildings for the purpose of securing against fire, lightning and explosion damage is entrusted to experts of the High Baptist as estimators of the institution by the Chief Director. estimator must be experienced and reliable construction experts. e estimation must be carried out according to an estimating order to be provided by the Board of Directors. III.Regulations concerning the institution's operations. § 19 Association membership. (1) The institution is a member of the Association of Public Fire Insurance Institutions in Germany. (2) The Association of public fire insurance institutions must present an imprint of the audit report of the economic examiner without delay. § 20 Contributions. (1) The institution collects ordinary contributions from its insurers. According to the provisions of § 21, 2, extraordinary contributions may be levied. (2) The contributions must be measured in proportion to the total amount of the institution in such a way that they are graded according to the risk assumed with the insurance. (3) In assessing the risk, account shall be taken in particular of the nature, situation and use of the risks to be secured. (4) The ordinary contributions shall be paid annually in advance to the authorities to be notified. § 21 and the use of assets/surplus and cover of the shortfall.